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The Foundation of Financial Advice is Protection

Whilst many of us have a long term plan for the future, how many of us think about protecting what we have now?

What if the unthinkable does happen?

Have you got enough protection to make sure that your family would be able to keep not just their home, but their standard of living? Unfortunately most of us don’t.

The main types of protection policies are:

  • Life Cover - money if you die or become terminally ill. This can be a level payment, decreasing (maybe to decrease in line with a repayment mortgage) or can be increasing (to protect the value of your policy against inflation).

  • Critical Illness Cover - money if you are diagnosed with one of a list of defined critical illnesses. Again this can be a level payment, decreasing or increasing.

  • Life or Critical Illness Cover - money if you die, become terminally ill or are diagnosed with a critical illness, whichever happens first. Again this can be a level payment, decreasing or increasing.

  • Permanent Health Insurance - Also known as Income Protection, a monthly income if you are unable to work because of sickness or injury during the term of your cover.


Cover for you, your partner or both of you

  • Single Life - This means that just one person is covered. You can choose to cover your life or your partner’s life.

  • Joint Life - This means that you and your partner are covered on one policy.

  • Individual covers for you and your partner - This means that you and your partner have a policy each.


To arrange a no obligation protection review, please go to the Contact page.

The information contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the uk

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